1st Mortgage Loans

 Whether you're a first-time home buyer or a seasoned homeowner wanting to refinance or upgrade to a larger house, we can help guide you along the right path. We offer various term mortgages, including 15, 20, and 30 year mortgage loans with a variety of options and competitive rates, all designed to fit your individual needs.


To start your home loan process or to check our current mortgage rates, call our Loan Department at 402-391-4040 and talk to our Mortgage Loan Officer Ed Regan (NMLS #807413), VP of Lending Tiffany Michel (NMLS #807328), or simply click on the Residential Mortgage Application link below to download a mortgage application. Simply fill out your information and either mail it to us or bring it in to the Credit Union for processing. Please note: Do not e-mail your completed application to the credit union as e-mail is not a secure form of transmittal.

Download and print a Residential Mortgage Application. The application requires Adobe Acrobat to open. If you don't have Acrobat Reader, download it here.

Use this Mortgage Calculator to calculate payment. Note: Payment calculator does not include escrow for taxes and insurance. You must manually add in taxes and insurance for a payment total. For example: If the estimated taxes are $3,600/yr. and the estimated home owner's insurance is $800/yr., the monthly escrow would be $366.67/mo.

NMLS Numbers:
The SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) requires that all mortgage loan originators register with the Nationwide Mortgage Licensing System and Registry (NMLS). Once registered, each mortgage loan originator is assigned an NMLS Unique Identifier (“NMLS ID”), which is a permanent number that allows consumers, regulators and others in the industry to obtain information on registered mortgage loan originators through the NMLS Consumer Access website (NMLSConsumerAccess.org).

Your personal mortgage loan originator will provide his/her NMLS ID to you in a variety of methods during the lending process. Here is a list of Police Federal Credit Union of Omaha’s registered mortgage loan originators:

Police Federal Credit Union of Omaha: 807260
Darrin Engleman: 807413
Tara Gorman: 807746
Mary Johnson: 807449
Mary LeBlanc: 807765
Tiffany Michel: 807328
Janne Price: 807253
Ed Regan: 807401