CU Succeed for Teens
CU Succeed is for Police Federal Credit Union of Omaha members age 13-18.
Open a savings account and save money for college, a car, and anything else you need! For members 16-18 you can open a checking account with your parent(s) as the joint owner.
Need a car loan? Call the Loan Department at 402-391-4040, option 1. You will need your parent(s) as a cosigner.
The credit union can provide you with lower rates and less fees on your accounts than at other financial institutions. We sponsor special events and mailings throughout the year on topics that interest you such as college, cars, career, and summer job hunting.
ROBERT SKLENAR MEMORIAL SCHOLARSHIPS
2015 SCHOLARSHIP RULES AND ESSAY REQUIREMENTS
The Police Federal Credit Union will award up to $3000 in scholarships to student members who plan to continue their education. To be eligible the students must be:
Graduating from high school in the Spring of 2015.
Attending an accredited college, university, vocation or trade school in the Fall of 2015.
A primary member of OPFCU for at least 12 months and in good standing. Please note: Student must have his/her own account. Parent or guardian membership does not qualify student for scholarship.
Able to complete a minimum 1,000 word research paper on the topic listed below:
“What are your expectations of Social Banking now and in the future and how is PFCU *Omaha positioned to meet these predictions?”
Student’s completed scholarship application must be mailed to or dropped off at the Credit Union along with TWO (2) copies of the essay by 12:00 noon on Saturday, February 21, 2015 for judging.
Winners will be notified by phone and featured on the Credit Union website, Facebook page, announced in the Informant newsletter and posted at Credit Union locations.
Essay Rules: Essays should be a minimum of 1,000 words and type written in a double-spaced, 12-point font. Essays must be the original work of the applicants and should reference quoted and paraphrased materials. Plagiarism will result in disqualification.
Judging: Judges will evaluate the essays on predetermined, point-based criteria. Essays can earn a maximum of 250 points.
100 pts Content: The content of the essay must reflect individual thoughts and address one of the topics above.
50 pts Organization: The organization of the essay must be concise and easy to follow. The paper should be entertaining and inviting to the reader and offer information not readily known by consumers.
50 pts Research: The applicant will use accurate and appropriate data to support his or her own ideas.
25 pts Grammar: The applicant will use proper grammar techniques.
25 pts Presentation: The paper will be free of spelling errors and presented in a professional manner.
Winners will be given scholarship funds upon receipt of proof of intent to attend college (acceptance letter, registration, etc.). Scholarship funds will be deposited into the credit union account of the winner(s).
Credit Union Debit Cards Bridge Cash and Credit Gap for Teens
Cash...you hate asking for it and your parents hate doling it out. You want to have access to funds--but your parents aren't sure if you are responsible enough to handle a credit card. A Police Federal Credit Union debit card could be the answer. Unlike a credit card, which is essentially a loan to pay later, a debit card works the same as a check or cash, and deducts money from your share draft/checking account immediately. Everyone wins...you learn to be a responsible money manager and your parents won't have to drain their wallet every time you need cash.
Money Management Budget Work Sheet
Money management is a skill that's never too early to learn. No matter how much money you earn, it's important to save and spend it wisely. And remember, sacrificing some short-term wants now will help you save the money you need to buy bigger things later. Track your spending with this Budget Work Sheet.
Finding a Summer Job
Before school is out for the summer, check with your high school Guidance Office and ask how they can assist with your job search. They may have postings for local businesses, for babysitting or for other part-time positions.
Next, tell everyone you know that you're looking for work. Speak with teachers, family, coaches, friends, parents of friends - anyone and everyone you can think of - and ask for help. Most jobs are found through referrals and people you know are often happy to assist.
How about starting your own business? Consider your own skills and interests as well as the needs of the local economy where you will be spending your summer. Possible ventures include babysitting, lawn mowing, house painting, designing and marketing T-shirts, caring for pets while people are on vacation, car detailing, etc.
Here are some more teen job search tips that will help you find a job - fast!
Online Job Searching
Start your online job search by visiting the sites that focus on teen job opportunities. Searching Snagajob.com for example, by type of position and location will generate a list of openings. There's also a list of national employers that hire part-time workers. Enter your zip code and how many miles you're willing to travel into Unicru's search engine and it will give you a list of jobs that meet your requirements. Check the part-time job sites as well. That way, you will review a broad spectrum of potential opportunities and you'll be able to decide what sounds most interesting to you.
Employers in fields like retail and hospitality often are very interested in hiring teens and are willing to provide training. Search by the category of employment you're interested in. This will generate some more leads.These types of employers often don't advertise, so check with the stores or restaurants in your town to see if they have openings.
Don't forget to check the local jobs sites for your city or state, as well as the Employment Services job listings and the Help Wanted ads in your newspaper. Small local papers usually have listings too.
Teen Job Interviews
Make sure you dress appropriately, are ready to complete an application, and are prepared for an on-the-spot interview. Good luck on your job search!
If you have comments or suggestions for the CU Succeed web page, please e-mail Nancy.
Links to some cool sites!
The following links are provided as a service to the credit union's members. Selecting one of the links on this page will take you to a website that is not controlled by the credit union. The credit union does not accept any liability for the content of these links. Just so we're clear, you're taking your chances when following these links.
- Better Your Money
- CNN Sports Illustrated
- Credit Union Kids
- Dr. Math
- FastWeb Free Scholarship/College Search
- Financial Advice for Teens From Teens
- It All Adds Up for Teens
- NIDA for Teens
- Pocket Cents
- Savings Bond Wizard
- Savings Bond Calculator
- Teen Zeen
- Teens For Teens
- Teens Health