Overdraft Protection

 Overdraft protection, also known as bounce protection, advances money to cover a check written on an account that does not have sufficient funds. Our overdraft protection helps you avoid the high fees and embarrassment associated with overdrawing your share draft (checking) account.

With overdraft protection, funds are transferred from your personal line of credit loan to cover share drafts that would normally be returned. There is NO FEE for transfers from your personal line of credit, however, interest will be charged on any outstanding line of credit balances at the current rate. Loan advances will be made in the amount of the overdraft only and will appear on your next statement.

Setting up overdraft protection for your account is EASY! Just contact one of our friendly lending professionals at 402.391.4040, option 1, or apply online by clicking here. Then, don't worry...we've got you covered!